Farmers Insurance Group recently blamed me in a case of a multiple auto accident since I was at the very end of a chain collision and the person who did a hit me took off. While my insurance will cover the incident, it still bothers me. The reason they blame me is simple, it’s because they simply don’t want to pay for the accidents themselves and would rather have another insurance company do so. And since the person who hit me fled the scene, it just makes sense for them to save money and blame me. Hit and run sucks, but I guess that’s why we have insurance.