From my experience Progressive Car Insurance is cheaper than GEICO Auto Insurance for the first 6 months. Progressive gives really good rate the first time you sign up. However, after those first six months, their rate goes up and they are more slightly more expensive than GEICO. In my experience I saved about $40-60 with Progressive over GEICO during my first 6 months with them, then afterwards, GEICO was cheaper by $20-25. Granted both have better rates than State Farm, Allstate or many other insurance companies.