Cincinnati Life Insurance Sucks

The Cincinnati Life Insurance Company which is part of the Cincinnati Financial Corporation also called Cincinnati Insurance Companies, really isn’t a good choice of life insurance. Why? Well because, all they pay out is what you put into the system, meaning they keep all the interest on what you put into your plan. Many other life insurance companies will share part of the interest to the beneficiary, but not Cincinnati Life Insurance. It doesn’t matter how many years someone paid into the system, what you put into it you get out and that’s it, so it’s really nothing more than a savings account with no interest. And to be honest you are better off with a savings account, so you at least make interest on your account, even with the dismal interest rates compared to the The Cincinnati Life Insurance Company. However, shop around because there is better life insurance plans out there for your family.

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